Reagan Yablonski // 403-614-9539 //

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First Time Home Buyers

With the Right Realtor its a great experience.....



I love working with First Time Home Buyers....Their excitement is contagious.  As a Realtor it is my job to ensure that they are well aware of the process of buying a new home and the steps that we take to ensure it is  a smooth yet fun transaction.   


I  always start by finding out what my clients wants and needs are, we sit down and I ask questions about their WANTS and NEEDS.   Allot of first time buyers wants out weigh their needs and this can become overwhelming.  I think its important to remember that this isn't going to be your last home, this first house is a stepping stone into the big world of Real Estate.   Although it is a BIG decision, you are just getting your feet wet and you will have many more Real Estate transactions in your future.  My point is that you have to look at your first home in more of a needs frame of mind and hopefully we can add in a few wants...once you find your first house you can add your own personal touches with art work, pillows etc and turn it into your home.


Now that I have all your wants and needs we need to determine how much you can get pre-approved for.  If you already have this then great.  If you don't then I will send you to your bank or a mortgage broker to get your pre-approval which will then start us on the path of searching for your first home. 


This is a big decision so after every 3 showings we will sit and discuss your likes and dislikes and eliminate the ones that aren't going on the short list.  Once we have seen enough properties and you are satisfied that out of the properties on the short list your new home is on there, we can decide which one to put an offer in on.   Congratulations the seller accepted your what? 


At this point we need to make sure we get started on satisfying the the conditions that we put into the contract.  Every Real Estate transaction is different but the most common conditions are financing and home inspection.  To ensure we get the ball rolling I send off the contract and the feature sheet of the house you are purchasing to your bank or mortgage broker so they can get started on the final mortgage approval.  If you don't have a home inspection company you want to use I will provide you with at least three trusted home inspectors for you to choose from and we will make an appointment to have the house inspected.  Once we have waived all the conditions because the home inspection came back fine and the mortgage approval letter has been sent to me the deal is now a solid deal and you start the countdown to a new chapter in your life.


There are many areas I didn't touch on like what if something is wrong with the inspection or having to leave a deposit when you put in an offer or calling the utility company ect.  This gives you a good idea of the process though and your  Realtor should explain everything in detail with you during your first meeting


I think any time you are dealing with Real Estate it is important to make sure you are working with the right Realtor but I think this is especially true for first time home buyers.  They need someone who is patient and understands that they need to be walked through the process step by step.  


To all you first time home buyers out there....Happy House Hunting : )

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